FIRE Retirement Calculator
财务Calculate your exact Financial Independence, Retire Early number.
Current Finances
Historically, S&P500 returns ~7% adjusted for inflation.
Retirement Goals
Your "FIRE" Number
Based on the 4% safe withdrawal rate rule, this is the total invested net worth you need to never work again.
Time to Freedom
如何使用 FIRE Retirement Calculator
Enter your current investment portfolio size, how much you contribute to it monthly, your estimated annual expenses when you retire, and the expected stock market real return percentage. The widget computes your total required "FIRE Number" utilizing the standard 4% Safe Withdrawal Rate rule, and tells you exactly how many years you have left before you reach total financial freedom.
Enter your parameters
Configure the inputs for the Fire Calculator according to your specific needs.
View real-time results
The utility instantly processes your request and displays the calculated outputs directly in your browser.
Copy or Download
Click the copy icon next to the final output to instantly grab the result, or export it if applicable.