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Lumpsum Calculator
财务Estimate returns on a one-time lumpsum investment over time.
ttb run lumpsum-calculator
$
%
10 Yr
Future Value of Investment
$31,058
Total Invested
$10,000
Estimated Returns
$21,058
Investment (32%)Returns (68%)
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如何使用 Lumpsum Calculator
Enter your one-time investment amount, expected annual return rate, and investment period. The calculator projects the future value of your lumpsum investment using compound interest. Compare lumpsum vs. SIP returns side by side to determine which strategy works better for your situation.
1
Enter your parameters
Configure the inputs for the Lumpsum Calculator according to your specific needs.
2
View real-time results
The utility instantly processes your request and displays the calculated outputs directly in your browser.
3
Copy or Download
Click the copy icon next to the final output to instantly grab the result, or export it if applicable.
常见问题
Is lumpsum better than SIP?+
Statistically, lumpsum investing outperforms SIP about 2/3 of the time because markets trend upward over time. However, SIP reduces timing risk and is psychologically easier since you don't need to worry about investing at a market peak.
How does compound interest work?+
Compound interest means you earn returns on your returns. A $10,000 investment at 10% becomes $10,000 → $11,000 → $12,100 → $13,310 - each year, the growth accelerates because the base amount grows.